<|start_header_id|>assistant<|end_header_id|> Here is a summarized version of the property description in a single paragraph: The investment involves a joint venture with a housing provider, where you lend money to purchase a property that will be refurbished and furnished to house 4 or 6 people. The housing provider then takes a 5-year lease on the property, during which they gain HMO licenses and offer it back to a housing association. The housing association takes a fully funded 5-year lease from the housing provider, with the government providing funding for the lease. The housing association pays a monthly fee, in addition to ground rent, to the housing provider over the 5-year term, providing a predictable and government-backed income stream for investors.