This investment opportunity involves a joint venture with a housing provider to purchase a property that will be refurbished and furnished to house 4 or 6 people. The housing provider will take a 5-year lease on the property, gain HMO licenses, and then offer it back to a housing association, which will take a fully-funded 5-year lease. The housing association will pay a monthly fee to the housing provider, in addition to the ground rent, for the duration of the lease. This investment provides a hands-off, income-generating opportunity with government-backed income, no void periods, no bills, and no maintenance or loan payments.