This investment opportunity involves a joint venture with a housing provider to purchase and refurbish a property that will house 4 or 6 people. The housing provider takes a 5-year lease on the property, completes the refurbishment and furnishing, and secures HMO licenses before offering it back to a housing association. The housing association then takes a fully funded 5-year lease from the housing provider, with the government providing funding for the lease. The housing provider receives a monthly fee from the housing association, in addition to ground rent, for the duration of the 5-year lease, providing a hands-off and income-generating investment with no void periods, bills, or maintenance responsibilities.